LIVE, SURF, & WORK at the BEACH! This custom house on a large lot was built by the present owner in 2001. This bright 3 BR, 2.5 BA house offers two master suites, an office & a penthouse artists loft with ocean & mountain views & its own deck! The ground floor level features a huge master BR facing a secluded yard, plus a bonus room/office with a private side entry. Separate garages & laundry room complete the ground floor. The second level is designed for entertaining! It features a spacious, bright living room/dining/family room area with fireplace & vaulted ceilings. A large deck brings in the ocean breeze & creates a private oasis for dining/relaxation. The kitchen boasts European-style cabinets & stainless steel appliances open to the dining area. The mini-master, with private bathroom, offers handicap grab-rails, & a wheelchair-accessible doorway. Another bedroom & a guest bathroom complete this level. The large driveway offers lots of off-street parking for guests! One-inch dual-pane windows assure peace & quiet. Includes A/C & a white picket fence too! This is an extremely unique & versatile CUSTOM home and floorplan!